Senator Kay Hagan Just Does Not Get It

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2 Comments

  1. I have just returned from a week’s vacation, staying with long-time friends in Switzerland.

    Here is what I know about their healthcare system: (My friends are, BTW, very happy with their health care).

    First-of-all, health insurance in Switzerland is absolutely mandatory! Virtually no exceptions!

    And, no, it’s not “Socialized Medicine”.

    You buy health insurance from private insurance companies and you go to your own private physician/health care provider. Your monthly premium can vary based on deductibles which you choose.

    Insurance companies cannot by law make a profit on the basic coverage which they must offer to all. And applicants cannot be rejected based on prior medical conditions.

    Where insurers can make a profit is on supplementary coverage, such as
    private rooms, etc.

    And, yes, there are co-pays.

    In Switzerland there is no Medicare.

    My friends are both in their late sixties and they participate in the mandatory insurance to the tune of what we here in the USA pay, about $13K per year. This includes their daughter who lives in Africa, three people.

    For the most part employers do not provide tax-favored medical insurance coverage to employees unlike here in the USA.

    One more thing: There is a government subsidy to those people whose insurance costs more than 8% of their income.

    Would this work in the USA?

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